CURRENT MARKET SURVEY

Weekly Mortgage Interest Rate Report October 22, 2015

Week ending on 10/22/15 Interest Rate Points & Fees Margin  30 Year Fixed Rate 3.79% 0.6 N/A  15 Year Fixed Rate 2.98% 0.5 N/A  5/1-Year Adjustable Rate 2.89% 0.4 2.74  1 Year Adjustable Rate 2.62% 0.2 2.74  Week ending on 10/15/15 Interest Rate Points & Fees Margin  30 Year Fixed Rate 3.82% 0.6 N/A  15 Year Fixed Rate 3.03% 0.6 N/A  5/1-Year Adjustable Rate 2.88% 0.4 2.74  1 Year Adjustable Rate 2.54% 0.2 2.74 “Following Federal Reserve Governor Daniel Tarullo's remarks last week Treasury yields dipped. In response, 30-year mortgage rates fell 3 basis points this week. The housing market continues to benefit from low mortgage rates, with housing starts for September beating expectations and the NAHB's Housing Market index registering a ten year high in October.” – Sean Becketti, chief economist, Freddie Mac

Data is provided by Freddie Mac's Primary Mortgage Market Survey® (PMMS)

This is not intended as an advertisement of interest rates as defined by Regulation Z, Section 1026.2. Data is provided for informational purposes only. The financial and other information contained herein speaks only as of the date posted herein. Freddie Mac, and/or the sender of this information, is not responsible for business decisions made based on the reported results of the PMMS. In general, the data presented were calculated from information collected Monday through Wednesday of the same week that the PMMS is released and may not reflect mortgage rates, fees or points currently available. Average fees and points are provided to reflect the total upfront cost of obtaining a mortgage. Borrowers may still pay closing costs which are not included in the survey.