MARKET SURVEY 11/19/15

Weekly Mortgage Interest Rate Report November 19, 2015

Week ending on 11/19/15 Average Rate Points & Fees Margin  30-Year Fixed Rate 3.97% 0.6 N/A  15-Year Fixed Rate 3.18% 0.5 N/A  5/1-Year Adjustable Rate 2.98% 0.5 2.75  1-Year Adjustable Rate 2.64% 0.3 2.74  Week ending on 11/12/15 Average Rate Points & Fees Margin  30-Year Fixed Rate 3.98% 0.6 N/A  15-Year Fixed Rate 3.20% 0.6 N/A  5/1-Year Adjustable Rate 3.03% 0.4 2.75  1-Year Adjustable Rate 2.65% 0.2 2.74 “Treasury yields stabilized about 5 basis points below last week's level as the market shrugged off economic data and world events and turned its attention to the minutes of the October FOMC meeting. In response, the 30-year mortgage rate ticked down a basis point. The FOMC minutes were couched in careful Fed-speak, and early market reaction was mixed, with most analysts reading their own expectations into the minutes.” – Sean Becketti, chief economist, Freddie Mac

Data and information is provided by Freddie Mac's Primary Mortgage Market Survey® (PMMS)

This is not intended as an advertisement of interest rates as defined by Regulation Z, Section 1026.2. Data is provided for informational purposes only. The financial and other information contained herein speaks only as of the date posted herein. Freddie Mac, and/or the sender of this information, is not responsible for business decisions made based on the reported results of the PMMS. In general, the data presented were calculated from information collected Monday through Wednesday of the same week that the PMMS is released and may not reflect mortgage rates, fees or points currently available. Average fees and points are provided to reflect the total upfront cost of obtaining a mortgage. Borrowers may still pay closing costs which are not included in the survey.